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California Residents, view the California Disclosures and Privacy Policy for information on what information we collect about you.
You value peace of mind and the security of knowing you're prepared for the unexpected. That's why Elastic provides a flexible financial safety net, giving you access to emergency funds without reapplying every time you need to borrow. You can face life's twists and turns with confidence, knowing credit is there when you need it.
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Access your TransUnion® score and daily credit alerts at no extra cost.
Get money as soon as the next business day.1
Use our calculator to see how extra payments can reduce borrowing costs.
Credit that adapts to your needs, plus a budgeting tool to stay on track.
No hidden fees or prepayment penalties — just a 10% Cash Advance Fee and aCarried Balance Fee.2
Free, bite-sized lessons on budgeting, saving, and managing debt.
1 Cash Advances requested by 5:00p.m. ET are typically made available to your bank the next Business Day if you elect to receive your Cash Advance by direct deposit,or mailed within 2 Business Days if you elect to receive your Cash Advance by a check in the mail. Consult with your bank for information on when funds will be available.
2 We will charge a 10% Cash Advance Fee for each Cash Advance you request. We will deduct the Cash Advance Fee from the amount of the Cash Advance you request, and deliver only the Elastic Cash amount to you. You are required to repay a portion of your Balance each Billing Cycle, and if you have a Carried Balance of greater than $10, a Carried Balance Fee of $5 - $410 will apply. For existing customers, you may be eligible for up to $6,000 lines through our credit line increase program with Carried Balance Fees up to $550. See the Terms and Conditions for complete details.
Access your TransUnion® score and daily credit alerts at no extra cost.
Get money as soon as the next business day.1
Use our calculator to see how extra payments can reduce borrowing costs.
Credit that adapts to your needs, plus a budgeting tool to stay on track.
No hidden fees or prepayment penalties — just a 10% Cash Advance Fee and a Carried Balance Fee.2
Free, bite-sized lessons on budgeting, saving, and managing debt.
1 Cash Advances requested by 5:00p.m. ET are typically made available to your bank the next Business Day if you elect to receive your Cash Advance by direct deposit,or mailed within 2 Business Days if you elect to receive your Cash Advance by a check in the mail. Consult with your bank for information on when funds will be available.
2 We will charge a 10% Cash Advance Fee for each Cash Advance you request. We will deduct the Cash Advance Fee from the amount of the Cash Advance you request, and deliver only the Elastic Cash amount to you. You are required to repay a portion of your Balance each Billing Cycle, and if you have a Carried Balance of greater than $10, a Carried Balance Fee of $5 - $410 will apply. For existing customers, you may be eligible for up to $6,000 lines through our credit line increase program with Carried Balance Fees up to $550. See the Terms and Conditions for complete details.
Clear terms and open communication every step of the way
Borrow just what you need, when you need it
A quick, easy process from application to repayment
Honesty, fairness, and trust in all our interactions.
Credit made easier. Even if others said no.
Clear terms and open communication every step of the way
Borrow just what you need, when you need it
A quick, easy process from application to repayment
Honesty, fairness, and trust in all our interactions.
Credit made easier. Even if others said no.
Contact Customer Support
Monday - Friday: 8am - 10pm ET • Saturday - Sunday: 9am - 6pm ET
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* Credit limits may vary by state of residence. Minnesota residents have a minimum Cash Advance of $1350.
The Elastic line of credit is offered by Republic Bank & Trust Company. We will charge 10% Cash Advance Fee for each Cash Advance you request. We will deduct the Cash Advance Fee from the amount of the Cash Advance you request, and deliver only the Elastic Cash amount to you. You are required to repay a portion of your Balance each Billing Cycle, and if you have a Carried Balance of greater than $10, a Carried Balance Fee of $5 - $410 will apply. For existing customers, you may be eligible for up to $6,000 lines through our credit line increase program with Carried Balance Fees up to $550. Consult the Terms and Conditions for complete details. Elastic is an expensive form of credit and should not be used as a long-term solution.
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